From the category archives:

Rates and Fees

Your real estate closing: Keep it local and use a licensed professional

May 10, 2011

Why is it so important to you, the consumer, to have a local title insurance professional conduct your real estate closing? The old adage that all real estate is local is absolutely correct, no doubt about it. And that adage is no truer than in Pennsylvania. Each county and township has its own criteria to [...]

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The Problem with Out-of-State Title Insurance Agents

May 6, 2011

When you file a mortgage application with an out-of-state lender (including the big national banks), the lender typically orders title insurance through an out-of-state title insurance agency located in some place like Nebraska. And in some cases, the lender has an ownership interest in the title agency so it is making money off your loan [...]

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Title Insurance for a Loan Refinance

September 24, 2010

Understand Title Insurance and other related fees as they apply in the state of Pennsylvania for a refinance transaction. Title insurance, endorsements and other fees are explained.

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Beware of the In-Home Closing Price

October 26, 2009

Avoid the additional expense and increased risks of an at home closing by choosing a settlement service provider with local offices who offers closings using licensed title insurance agents.

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How to Shop for Title Insurance

October 22, 2009

In Why Shop for Title Insurance, we explained how consumers can protect themselves from inappropriate charges simply by comparing charges from various providers. Now we’d like to provide you information on how to shop for title insurance.

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Refinancing Frenzy – Don’t Miss Out on Title Insurance Discounts

December 18, 2008

If you haven’t heard it by now, mortgage rates are at their lowest in years.  No doubt you want the best rate and terms from your mortgage lender. Just as important is the reputation and proven performance of your settlement services provider.  Not only will your title insurance agent insure the mortgage lien position of [...]

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Discounts Available

November 10, 2008

Most title insurance transactions are entitled to a significant discount on the title insurance premium. Title insurance rates are filed with the Pennsylvania Insurance Commission and provide for tiered discounts based on the amount of time since the last issuance of a title insurance policy. Some examples: A homeowner refinancing a Mortgage originally recorded 3-4 [...]

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