If you haven’t heard it by now, mortgage rates are at their lowest in years. No doubt you want the best rate and terms from your mortgage lender.
Just as important is the reputation and proven performance of your settlement services provider. Not only will your title insurance agent insure the mortgage lien position of your new loan, the title agent will also conduct your real estate closing. A good agent will communicate with you and your lender and make sure your mortgage documents arrive on time for your signature, take care of all the little details that do crop up, and most importantly, make sure the loan funds when it should!
The Pennsylvania title insurance premium is a filed rate – meaning every provider licensed in PA who follows the rates set by the Title Insurance Rating Bureau of Pennsylvania must charge the same rate. It is important for you to question your provider up front regarding the rate you qualify for. There are three levels of discounts available to qualified homeowners. Don’t miss out on significant savings. For a complete explanation of the available discounts, see an title insurance rates explained.
To help manage your requests for quotes, visit North American Land Transfer for a free title insurance price shopping worksheet.
